InvestTech - Innovations in Investment Technologies
(Flashcards)
Robo-Advisors
Automated platforms that provide financial planning services with minimal human supervision.
Algorithmic Trading
The use of complex algorithms to trade financial assets at high speeds and volumes.
Crowdfunding
Raising small amounts of money from a large number of people, typically via the Internet, to fund a project or venture.
Blockchain
A decentralized digital ledger that records transactions across many computers.
Smart Contracts
Self-executing contracts with the terms of the agreement directly written into code.
Cryptocurrencies
Digital or virtual currencies that use cryptography for security. Bitcoin is a well-known example.
Initial Coin Offering (ICO)
A fundraising method in which new projects sell their underlying crypto tokens in exchange for Bitcoin or Ethereum.
FinTech
Technology-driven innovation in the financial services industry.
Digital Assets
Financial instruments or assets that are created, transferred, and stored electronically.
Peer-to-Peer Lending
A method of debt financing that enables individuals to borrow and lend money without an official financial institution as an intermediary.
Exchange-Traded Funds (ETFs)
Investment funds traded on stock exchanges, much like stocks. ETFs hold assets such as stocks, commodities, or bonds.
High-Frequency Trading (HFT)
A form of algorithmic trading that involves executing a large number of orders at extremely high speeds.
Investment Platforms
Online platforms that allow investors to buy and sell securities, often providing tools and analytics for investment decisions.
Diversification
A risk management strategy that mixes a wide variety of investments within a portfolio.
Fractional Shares
The practice of buying a portion of a share, which allows investors to purchase smaller increments of high-priced stocks.
ETFs (Exchange-Traded Funds)
Investment funds that are traded on stock exchanges, similar to stocks.
Digital Investment Advisors
Online platforms that provide automated, algorithm-driven financial planning services without human financial planners.
Robo-Advisor Portfolio
A diversified investment portfolio managed by an algorithm via a robo-advisor platform.
Asset Tokenization
The process of converting ownership rights in real-world assets into digital tokens on a blockchain.
Liquidity Pools
Mechanisms in decentralized finance (DeFi) platforms where users can provide liquidity in exchange for tokens.
Decentralized Finance (DeFi)
A blockchain-based form of finance that does not rely on central financial intermediaries such as brokers, exchanges, or banks.
Investment Algorithms
Software algorithms that are designed to make financial investment decisions based on market data and predictive analytics.
Digital Wallet
An electronic wallet that allows users to make transactions using digital currencies.
Risk Assessment Tools
Tools used to assess the risk involved in investment opportunities.
Peer Investment Platforms
Platforms that connect individual investors with projects or companies looking for capital.
Financial Technology
The use of technology to improve and automate financial services.
Market Sentiment Analysis
Analyzing market data to understand the mood of investors and predict market movements.
Trading Bots
Automated trading systems that execute trades on financial markets based on predefined criteria.
Alternative Investments
Investment in assets other than stocks, bonds, or cash, such as real estate, commodities, or private equity.
Investment Analytics
The analysis of financial data to identify investment opportunities and risks.
Portfolio Management
The art and science of making decisions about investment mix and policy, aligning investments to objectives, risk tolerance, and time horizon.
Asset Management
The management of various financial assets, including securities, stocks, bonds, and real estate.
WealthTech
Technologies aimed at improving and automating the delivery and management of financial services and investments.
Crowdsourced Insights
Information and opinions gathered from a large group of people, often via online platforms, to make informed investment decisions.
Digital Brokerage
Online platforms that facilitate trading of financial assets like stocks, bonds, and cryptocurrencies.
Trading Algorithms
Set of instructions written in code that automates trading decisions and actions based on specified criteria.
Capital Raising Platforms
Platforms that facilitate raising capital from investors, often through equity crowdfunding or token sales.
Portfolio Diversification
Strategy to invest in a variety of assets to reduce risk.
Wealth Management Tools
Software tools that help manage individual or institutional wealth, providing portfolio tracking and financial planning.
Real-Time Data Feeds
Services that provide continuous flow of market data, crucial for informed trading decisions.
Quantitative Analysis
The use of mathematical and statistical methods to analyze financial data and markets.
Investment APIs
Application Programming Interfaces that allow developers to access and interact with investment data and services.
Trading Platforms
Online platforms where investors can execute trades on financial markets.
Investment Metrics
Quantitative measures used to evaluate the performance of investments.
Exchange Connectivity
Direct links between trading platforms and stock exchanges to facilitate efficient trading.
Financial Modeling
Creating abstract models representing financial realities to aid decision-making in investment and financial planning.
Risk Management Software
Tools used to assess and mitigate risks in financial investments.
Wealth Analytics
The use of data analytics in managing and optimizing financial wealth.
Investment Compliance
Ensuring investment activities and practices adhere to relevant laws and regulations.
Automated Rebalancing
The process of periodically adjusting the portfolio to maintain an original or desired level of asset allocation.
Week 09: InvestTech - Innovations in Investment Technologies